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What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ?

What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don’t presently have an umbrella policy. Would like to know what I should be targeting. Thanks!

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How much could the cheapest car insurance be for a length of 6months?

I am planning to by a car and I wanna get my finances together. Knowing fully well that getting a car is one thing and insuring it is another, I wanna find out how much the cheapest car insurance could be for a 6months period.

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How much auto insurance do I need if I own a home and some other assests?

My auto insurance company told me that if I’m in an accident and I don’t have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don’t have enough? and how do you collect from someone who doesn’t have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.

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